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Archive for the 'refinance' Category

Tips to Refinance With Bad Credit

Thursday, June 20th, 2013

It’s true that if you have less than stellar credit you can have trouble refinancing. However, it’s not always impossible. The first step should be to try and refinance with your current lender. If you’ve made all your payments on time and have been a good risk for them, then they may be willing to […]

Is Now the Ideal Time for Refinancing Your Home Mortgage?

Tuesday, June 18th, 2013

The truth about refinancing is that for most people there is no perfect time. There is no time where it doesn’t cost a penny and there’s no paper work involved. Instead, it’s a matter of weighing the pros and cons. Do you want to save money on your monthly premiums? Of course, but is it […]

Is It Refinance Home Mortgage Time? Easy Ways to Tell If It’s Time to Refinance

Monday, June 17th, 2013

There are many reasons that a person may be eligible for a lower interest rate than the one they were offered when they initially took out a loan on their home. For some, it may be as simple as the fact that bought years ago when interest rates were higher. Others may have improved financial […]

Why Are Borrowers Turning Down Houston Refinance Offers?

Saturday, June 15th, 2013

Back in 2010 the government introduced a program called the Home Affordable Refinance Program, otherwise known as HARP. The reason for starting this program was because of the housing bubble, and the people locked into high interest rates. Though this is a win-win situation for virtually all homeowners, only about a quarter of those who […]

Does a 30 to 15 Year Los Angeles Refinance Make Sense? Get the Facts

Monday, June 10th, 2013

Many people take out a 30 year mortgage but find themselves in a much better financial situation in just a few short years. In this case, there’s always some discussion about the best course of action. Should that money be saved? Invested in the stock market? Should more money go towards the mortgage each month? […]